WHO ARE ELIGIBLE TO APPLY?

For employed:

• Filipino Citizen or Dual Citizen

• If foreigner, must be married to a Filipino citizen

• At least 21 years old upon loan application

• At most 65 years old upon loan maturity

• Must have a mobile number and a residence or office landline

• With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000

• If OFW, must have worked abroad for at least 2 consecutive years

For Self-employed:

• Filipino Citizen or Dual Citizen

• If foreigner, must be married to a Filipino citizen

• At least 21 years old upon loan application

• At most 70 years old upon loan maturity

• Must have a mobile number and a residence or office landline

• Business must be in profitable operations for the past 2 years

YOU ONLY NEED TO PREPARE:

• Accomplished RCBC Home Loan Application Form

• Copy of TCT and Tax Declaration (Land & Improvement)

• Bill of Materials (Construction)

• For Employed applicants: Certificate of Employment  (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill

• For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements

  WHAT YOU'RE IN FOR?

  Regular Home Loan

  • Minimum Loan Amount

    Php 1,000,000

  • Downpayment

    20%

  • Fixing Option

    1-20 years

  • Loan Period

    1-20 years

TO KNOW MORE ABOUT THIS KINDLY CONTACT

Maica Castillo

EMAIL : iamdrivenmaica@gmail.com

VIBER : 09760077327

SOURCE: https://www.rcbc.com/home-loans