Your dream home is within reach with RCBC Home Loans

Choose which Home Loan best fits your needs:

• What you're in for:

  Regular Home Loan

  • Minimum Loan Amount

    Php 1,000,000

  • Downpayment

    20%

  • Fixing Option

    1-20 years

  • Loan Period

    1-20 years

• Who are eligible to apply?

  For employed:

  • Filipino Citizen or Dual Citizen

  • If foreigner, must be married to a Filipino citizen

  • At least 21 years old upon loan application

  • At most 65 years old upon loan maturity

  • Must have a mobile number and a residence or office landline

  • With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000

  • If OFW, must have worked abroad for at least 2 consecutive years

  For Self-employed:

  • Filipino Citizen or Dual Citizen

  • If foreigner, must be married to a Filipino citizen

  • At least 21 years old upon loan application

  • At most 70 years old upon loan maturity

  • Must have a mobile number and a residence or office landline

  • Business must be in profitable operations for the past 2 years

• YOU ONLY NEED TO PREPARE:

  • Accomplished RCBC Home Loan Application Form

  • Copy of TCT and Tax Declaration (Land & Improvement)

  • Bill of Materials (Construction)

  • For Employed applicants: Certificate of Employment  (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill

  • For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements

SOURCE:

https://www.rcbc.com/home-loans