What is the Affordability Calculator?

Last Updated Aug 6, 03:55 AM

The Affordability Calculator will help provide a quick view of the affordability of a property. Our system has default value settings to achieve this which you can customize easily based on your preferred payment terms: 8.5% interest rate, 20% downpayment, and 10 years payment period.

  1. Estimated Monthly Payment = Loanable Amount * Amortization Factor Rate

  2. Suggested Monthly Income is calculated based on the recommended 30% threshold to be allocated for property payment.

  3. Loanable Amount = Total Contract Price - Downpayment

  4. Amortization Factor Rate = Monthly Interest Rate/1 - (1+Monthly Interest Rate)-Loan Payment Terms in Monthly

Values are only estimates to have a reference on affordability. It is recommended to inquire to the agent or broker of the property to explore other payment options.

You can search for properties you can afford here.

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