Pag-IBIG Foreclosed Properties and Acquired Assets
Join Group

Back to Home Loans

  • PAG IBIG HOUSING LOAN

    ELIGIBILITY

    ☑  Active member with least 24 months savings

    ☑  Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity

    ☑  Legal capacity to acquire and encumber real property

    ☑  No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered

    ☑  If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated

    LOAN PURPOSE

    ☑  Purchase (plus cost of transfer) of residential lot or adjoining residential lots (max 1,000 sq.m.)

    ☑  Purchase (plus cost of transfer) of residential house & lot, townhouse or condominium unit (old or brand new, property mortgaged w/ the Fund, adjoining houses/units) inclusive of a parking slot

    ☑  Construction of house

    ☑  Improvement of house

    ☑  Refinancing of an existing housing loan

    ☑  Combined Loan Purposes

    REQUIREMENTS

    FROM BORROWER

    ☑  Housing Loan Application with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF- 068/HQP-HLF- 069)

    ☑  Proof of Income

    ☑  One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, (if applicable)FROM SELLER (and/or BORROWER)

    ☑  Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy).

    ☑  Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy

    ☑  Vicinity Map/Sketch Map leading to the Property subject of the loan

    BY LOAN PURPOSE

    • For Purchases through Pag-IBIG Accredited
        Developers

    • Purchase of Lot/Residential Unit

    • House Construction/Home Improvement

    • Purchase of Lot with House Construction

    • Refinancing

    MODES OF PAYMENT

    ☑  Salary deduction through Employer Collection Servicing Agreement (CSA)

    ☑  Post-dated checks

    ☑  Auto debit arrangement with banks

    ☑  Accredited collection partners»  Local Remittance»  Overseas Remittance

    COLLATERALS & LIMITATION

    COLLATERALS

    ☑  Clean Title (TCT/OCT/CCT)

    »  Not accepted as collateral:

    •  “Rights”

    •  Free Patent not covered by RA10023

    •  With disputes, claims in the court

    LIMITATIONS

    ✗  Less than 28 sq. m. lot area

    ✗  Less than 18 sq. m. condominium floor area

    ✗  Properties with road right of way less than 1.5 meters

    ✗  Land types classified other than residential use

    ✗  Residential buildings must be compliant to the National Building Code, PD958 or BP220 as the case may be

    ADVISORY

    ATTENTION TO ALL HOUSING LOAN BORROWERS

    As mandated by R.A. 9510 pr the Credit Information Systems Act (CISA), the Pag-IBIG Fund is required to submit its housing loan borrower's Basic Credit Data and other credit information to the Credit Information Corporation (CIC).

    CISA aims to address the need for a comprehensive, centralized and reliable credit information system, thereby establishing the creditworthiness of the borrower.

    All data submitted to the CIC shall be covered by strict confidentiality and shall be used only for the declared purpose of the Act.

    Thank you.

    SOURCE:

    https://www.pagibigfund.gov.ph/Availmentofnewloan.html

    1 Like
    0 Replies
    Join Group

    Recent Related Properties

    Active
    Priority Assistance
    ₱ 7.90 million7 years to pay
    For Sale Pre-Selling Residential Condo
    3 Bedrooms 1 Bathroom 38 sqm.
    Muntinlupa
    Updated 43 minutes ago
    Active
    Priority Assistance
    ₱ 1.00 million₱ 3,623/sqm
    For Sale Residential Lot
    276 sqm.
    Baler Aurora
    Updated 44 minutes ago
    Active
    Priority Assistance
    ₱ 1.92 million₱ 9,142/sqm
    For Sale Foreclosed Residential Lot
    210 sqm.
    Davao City
    Updated 45 minutes ago
    Active
    Priority Assistance
    ₱ 57.0 million
    For Sale Pre-Owned Single Detached House
    4 Bedrooms 3 Bathrooms 350 sqm.
    Paranaque
    Updated 45 minutes ago
    Active
    Boosted
    ₱ 5.81 million
    For Sale Ready For Occupancy Residential Condo
    2 Bedrooms 2 Bathrooms 44 sqm.
    Makati
    Updated 45 minutes ago
    Active
    Priority Assistance
    ₱ 5.00 million
    For Sale Pre-Selling Single Attached House
    2 Bedrooms 1 Bathroom 61 sqm.
    San Pedro Laguna
    Updated 46 minutes ago
    Active
    Priority Assistance
    ₱ 3.34 million
    For Sale Single Detached House
    3 Bedrooms 2 Bathrooms 168 sqm.
    Binan Laguna
    Updated 49 minutes ago
    Active
    Priority Assistance
    ₱ 4.94 million
    For Sale Foreclosed Residential Condo
    1 Bedroom 1 Bathroom 57 sqm.
    Quezon City
    Updated 49 minutes ago
    Active
    Priority Assistance
    ₱ 4.80 million
    For Sale Ready For Occupancy Residential Condo
    1 Bedroom 1 Bathroom 26 sqm.
    Makati
    Updated 50 minutes ago
    Active
    Priority Assistance
    ₱ 7.85 million7 years to pay
    For Sale Foreclosed Residential Condo
    1 Bedroom 1 Bathroom 46 sqm.
    Makati
    Updated 51 minutes ago
    Active
    Priority Assistance
    ₱ 15.1 million17 years to pay
    For Sale Pre-Owned Single Detached House
    7 Bedrooms 4 Bathrooms 540 sqm.
    Quezon City
    Updated 51 minutes ago
    Active
    Priority Assistance
    ₱ 9.00 million₱ 4,017/sqm
    For Resale Farm Lot
    2,240 sqm.
    Gapan Nueva Ecija
    Updated 51 minutes ago