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What are the document requirements for applying for a Home Loan?

Last Updated Feb 16, 09:30 AM

The list below provides a few basic documents required by banks for home loan applications. They may request additional documents as deemed necessary.

1) Proof of Identity

2 Valid IDs

Marriage Certificate (If Applicable)

If Separated; Legal Separation Papers (If Applicable)

Proof of Billing

2) Proof of Income and Employment

If you're locally employed:

Latest certificate of Employment with Compensation or Contract

3 months updated Payslips

Income Tax Return (if applicable)

If you're self- Employed:

Latest 3 months bank statements

Business Registration documents

Latest Income Tax Return with 2year-Audited Financial Statements (comparative)

If with Business:

Latest 3 months bank statements

Business Registration paper

Latest Income Tax Return with 2year-Audited Financial Statements (comparative)

List of Trade References (suppliers/customers with contact details)

3) Collateral Documents:

Certificate of Title or Transfer Certificate of Title

Tax Declaration, Tax Clearance, Tax Receipt

Appraisal Fee (for un-accredited projects)

If married and/or with a co-borrower, your spouse and/or co-borrower also needs to provide the information above.

Note: The requirements for applying for a home loan vary from lender to lender. During the process, additional documents may be required by the lender (ex. banks).

Get free assistance on your home loan application with our highly experienced financial experts. Get Free Pre-Assessment here.

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