How can I determine if I am qualified to apply for a home loan?

Last Updated Nov 21, 2023

Here are some of the initial qualifications for applying for a Home Loan:

  1. Age: At least 21 years old, but not more than 65 years old upon loan maturity.

  2. Income: Earning a combined monthly income of at least P50,000.

  3. Employment: Has been continuously employed for at least 2 years.

  4. Self-employed: Must be operating a legitimate and profitable business for the last 2 to 3 years.

You can check the basic document requirements for applying for a Home Loan here.

Get free assistance on your home loan application with our highly experienced financial experts. Get Free Pre-Assessment here.

Recent Properties:

Active
Partner
₱ 964,000
Capas, Tarlac
For Sale Townhouse 1 Bedroom 1 Bathroom 33 sqm.
Updated 12 minutes ago
Active
Partner
₱ 36.0 million
Las Piñas, Metro Manila
For Sale Single Detached House 3 Bedrooms 3 Bathrooms 208 sqm.
Updated 12 minutes ago
Active
Boosted
₱ 1.80 million₱ 15,000/sqm
Lian, Batangas
For Sale Residential 120 sqm.
Updated 12 minutes ago
Active
Partner
₱ 6.50 million
Bugallon, Pangasinan
For Sale Single Attached House 3 Bedrooms 2 Bathrooms 150 sqm.
Updated 13 minutes ago
Active
Partner
₱ 4.05 million
Angeles, Pampanga
For Sale Pre-Selling Single Detached House 3 Bedrooms 2 Bathrooms 101 sqm.
Updated 13 minutes ago
Active
Partner
₱ 1.90 million₱ 13,800/sqm
Dasmariñas, Cavite
For Sale Residential 138 sqm.
Updated 13 minutes ago