Easi-Livin’ Home Loan With China Bank
Our Easi-Livin’ Home Loan makes moving in to your dream house a reality. It can be used for lot or home purchase, home construction, home improvement or to refinance an existing home loan.
Interests
Options of 1,2,3,5,10,15,20 & 25 years fixing term with repricing every year thereafter.
Requirements
General
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Duly filled-out Customer Information Sheet
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2 Government issued IDs of borrower/s
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Marriage Contract, if married
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Proof of payment for the Appraisal fee- P4,000.00, non-refundable (waived if collateral is from an accredited developer)
Collateral Documents
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Owner’s duplicate copy of the Transfer Certificate of Title/TCT or Condominium Certificate of Title/CCT – all pages
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Contract to Sell OR Reservation Agreement OR Bank endorsement letter OR Latest statement of account to be provided by accredited developer (if property is acquired from an accredited developer)
For Employed
- Latest 3 months of payslip OR Latest ITR or Certificate of Employment with compensation and tenure (required to submit if allowances, incentives, etc… are not reflected in the pay slip)
For Self-Employed
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Photocopy of the last 2 years ITR with matched Financial Statement (FS)
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Bank statement for the last 6 months
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Photocopy of DTI Registration or SEC Papers and latest GIS
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List of major suppliers and customers with contact details
For OFW / Immigrant
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Notarized or Consularized Special Power of Attorney (SPA)
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Latest job contract with compensation or Certificate of Employment with compensation and tenure
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Assigned co-borrower (must be a relative who is either self-employed or employed and permanently residing in the Philippines) or Assigned Loan Administrator, copy of 2 valid IDs and contact details (Loan administrator should be permanently residing in the Philippines)
TO KNOW MORE ABOUT THIS KINDLY CONTACT
EMAIL : iamdrivenmaica@gmail.com
VIBER : 09760077327
SOURCE: https://www.cbs.com.ph/personal/loan_products/consumer_loans/Easi_Livin_Home_Loan.aspx
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